| Any activity
not listed below (or any of the below
sports on a professional basis),
which could be considered a hazardous
activity, sport, pastime or employment
(involving an increased risk of injury),
will NOT be covered under the policy
UNLESS declared to, and accepted
by, the issuing agent at the time
of taking out the policy in return
for additional premium and/or changes
in cover. |
|
|
|
| When
travelling with Insure and Go Travel
Insurance, You are automatically
covered for the following amateur
activities without paying any additional
premium: |
| KEY |
|
| C: |
Covered |
| PL: |
Personal Liability |
| PA: |
Personal Accident |
| AP: |
Additional Premium |
|
| Activity |
C |
PL |
PA |
AP £ |
| Archery |
|
|
|
|
| Badminton |
|
|
|
|
| Baseball |
|
|
|
|
| Basketball |
|
|
|
|
| Bungee
Jumps |
|
|
|
|
| Canoeing |
|
|
|
|
| Cricket |
|
|
|
|
| Cycling |
|
|
|
|
| Golf |
|
|
|
|
| Jogging |
|
|
|
|
| Marathons |
|
|
|
|
| Netball |
|
|
|
|
| Orienteering |
|
|
|
|
| Parascending
(over water) |
|
|
|
|
| Rambling |
|
|
|
|
| Roller
Blading (Inline Skating / Skate Boarding) |
|
|
|
|
| Running
(both Sprint & Long Distance) |
|
|
|
|
| Safari |
|
|
|
|
| Scuba
Diving (qualified, max depth 30 metres)
under 14 days |
|
|
|
|
| Snorkelling |
|
|
|
|
| Squash |
|
|
|
|
| Swimming |
|
|
|
|
| Tennis |
|
|
|
|
| Trekking
(under 2,000 metres) |
|
|
|
|
| Triathlons |
|
|
|
|
| Volleyball |
|
|
|
|
| Water
Polo |
|
|
|
|
| Water
Skiing |
|
|
|
|
| White/Black
Water Rafting (Grades 1 - 4) |
|
|
|
|
| Windsurfing
and Yachting (both racing and crewing)
inside territorial waters |
|
|
|
|
|
| The
following amateur activities are
also automatically covered without
paying any additional premium, but
the policy excludes any cover under
the Personal Accident and Personal
Liability sections: |
| KEY |
|
| C: |
Covered |
| PL: |
Personal Liability |
| PA: |
Personal Accident |
| AD: |
Additional Premium |
|
| Activity |
C |
PL |
PA |
AP £ |
| Abseiling |
|
|
|
|
| Boxing
Training |
|
|
|
|
| Camel
/ Elephant Riding or Trekking |
|
|
|
|
| Cycle
Touring |
|
|
|
|
| Passenger
(in private/small aircraft or helicopter) |
|
|
|
|
| Football |
|
|
|
|
| Go
Karting |
|
|
|
|
| Hiking
(over 2,000 metres, but under 6,000
metres) |
|
|
|
|
| Hockey |
|
|
|
|
| Horse
Riding (no Polo, Hunting, Jumping) |
|
|
|
|
| Hot-Air
Ballooning |
|
|
|
|
| Jet
boating |
|
|
|
|
| Jet
Skiing |
|
|
|
|
| Kayaking |
|
|
|
|
| Motorcycling
(under 50cc) - no Racing |
|
|
|
|
| Trekking
(over 2,000 metres, but under 6,000
metres |
|
|
|
|
|
| Furthermore,
the following amateur activities
can be covered by declaring to, and
paying an ADDITIONAL premium to,
Insure & Go, but the policy excludes
any cover under the Personal Accident
and Personal Liability sections: |
| KEY |
|
| C: |
Covered |
| PL: |
Personal Liability |
| PA: |
Personal Accident |
| AD: |
Additional Premium |
|
| Activity |
C |
PL |
PA |
AP £ |
| Flying
(piloting private/small aircraft
or helicopter) |
|
|
|
|
| Manual
Labour (at ground level, no machinery) |
|
|
|
|
| Martial
Arts (training only) |
|
|
|
|
| Motorcycling
(over 50cc) - No Racing) |
|
|
|
|
| Mountain
Biking |
|
|
|
|
| Rugby |
|
|
|
|
| Scuba
Diving (unqualified, max depth 30
metres) under 14 days |
|
|
|
|
| Scuba
Diving (qualified, max depth 40 metres)
over 14 days |
|
|
|
|
| Sea
Canoeing |
|
|
|
|
| Snow
Mobiling |
|
|
|
|
| Surfing |
|
|
|
|
|
| Furthermore,
the following amateur activities
can be covered by declaring to, and
paying an ADDITIONAL premium to,
Insure & Go, but the policy excludes
any cover under the Personal Accident
and Personal Liability sections and
the excess under the medical section
of cover is increased to £200: |
| KEY |
|
| C: |
Covered |
| PL: |
Personal Liability |
| PA: |
Personal Accident |
| AD: |
Additional Premium |
|
| Activity |
C |
PL |
PA |
AP £ |
| American
Football |
|
|
|
|
| Gliding |
|
|
|
|
| Paragliding |
|
|
|
|
| Parachuting |
|
|
|
|
| Parascending
(over land) |
|
|
|
|
| Sand
Yachting |
|
|
|
|
| Sky
Diving |
|
|
|
|
| White/Black
Water Rafting (Grade 5 to 6) |
|
|
|
|
| Yachting
(racing or crewing) outside territorial
waters |
|
|
|
|
|
| Furthermore,
the following amateur activities
can be covered by declaring to, and
paying an ADDITIONAL premium to,
Insure & Go, but the policy excludes
any cover under the Personal Accident
and Personal Liability sections and
the excess under the medical section
of cover is increased to £400: |
| KEY |
|
| C: |
Covered |
| PL: |
Personal Liability |
| PA: |
Personal Accident |
| AD: |
Additional Premium |
|
| Activity |
C |
PL |
PA |
AP £ |
| Canyoning |
|
|
|
|
| Hang-Gliding |
|
|
|
|
| High
Diving |
|
|
|
|
| Horse
Jumping (no Polo or Hunting) |
|
|
|
|
| Micro
Lighting |
|
|
|
|
| Parasailing |
|
|
|
|
| Rock
Climbing (not Mountaineering) |
|
|
|
|
| Rock
Scrambling |
|
|
|
|
|
|
| |
| |
|
